Process Cost Guarantee

What is the Process and What Services are included?

Are you ready to Commit to improving your Credit Health? Call for a Free Initial Consultation.

 

The Processpiggy_bank

  • Budgeting/Credit Report/Score Evaluation/In depth Audit Analysis:  This includes discussing the action plan with client to determine the desired goals.
  • Access to your private client portal so you may monitor the process and your results daily & share with your referral agent.
  • Initial disputes:  We only use methods that have proven to be effective in clearly stating the facts and pointing out the FCRA; thus the inaccurate line items will be removed or corrected.
  • Contact Creditor Directly:  If the Bureaus continue to resist the inaccurate item being removed, you may want us to contact the creditor to ask for account verification, to ensure the account information is correct.

In your in depth Audit Analysis, we will discuss EACH item on your tri merge credit report and discuss the game plan we have created for you along with an estimated time frame. To include credit report evaluation, dispute action plan with the bureaus and creditors and credit re-education to better optimize this commitment you’ve made to improve your financial picture moving forward.  It is that simple! Your Audit Analysis payment will be due after we have completed your audit analysis and your portal setup.

The Cost

Our price plan is affordable and structured to allow you to get started now with no worries and is a pay as you go, after we perform the detailed in depth Audit Analysis, your fee will then be payable.

Premier Single Package: Audit Analysis:  $225.00… Only $99.00 monthly thereafter (billed in arrears)….. We will create a secured portal for you to monitor all results 24/7. We will create a custom game plan for your credit challenges, guide and educate you on the path to ensure your credit is accurate, timely and verifiable with all 3 bureaus. Assist you with opening new positive trade lines, to help boost your scores. We will also opt you out of pre screened offers and ensure the bureaus have your current/legal name, address etc. *We can also create a personalized budget, if needed.
Premier Dual Package: We offer a discount to add a spouse or an adult child: Couples Audit Analysis: $350.00 ($100.00 savings)… Only $198.00 monthly thereafter. (Which is $99.00 each monthly, billed in arrears)….We will create a secured portal for both of you to monitor all results 24/7. We will create a custom game plan for your credit challenges, guide and educate you on the path to ensure your credit is accurate, timely and verifiable with all 3 bureaus. Assist you with opening new positive trade lines, to help boost your scores. We will also opt you out of pre screened offers and ensure the bureaus have your current/legal name, address etc. *We can also create a personalized budget, if needed.
One Month Rush Special $160.00 single/$250.00 couple …We will create a secured portal and an expedited action plan to achieve the results needed. We will opt you out of pre-screened offers, as well. We can assist with getting secured cards or lines of credit that will report to all 3 bureaus fast. We walk you through the few updates/deletions/corrections in 30-45 days,(Typically this is for those who have only a couple inaccuracies and a short time frame.) .
Monthly Credit Watch, $25.00 per month.….Monthly Credit Watch is a service we now offer for our happy clients who want their Credit Specialist to monitor the credit fluctuations monthly, give you updates and advise you how to continue to improve your credit score. This is typically for those who have completed our program and want to have a trained eye on their credit file, ongoing.
 We have other customized plans to suit your specific needs,
please call for detailed pricing.
*We also offer Budgeting Services for an additional fee.

Term

The average term to properly dispute and correct inaccurate information is 3 to 6 months. Each individual situation will vary, however, if we fail to perform any services; we will refund that months fee’s…period!  We do ask that you maintain our expectations for you to promptly send your bureau/creditor results, pay all of your bills on time, don’t allow new collection/lien items to be added to your credit, pay down your open credit cards and pay your monthly fee’s on time.

 

The Guarantee

There are no legitimate Credit Education/Improvement Companies that can guarantee specific results, however we feel that you will have a much better understanding of the credit reporting laws, for the credit bureaus & companies reporting to the bureau’s.  If there is inaccurate information on your credit report we will dispute it and it will be removed or corrected or you get your monthly fee back.  Our Guarantee is to reassure you that our process works however, results will vary.