credit building options
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Identity IQ Credit Monitoring
Credit Reports & Scores
- Suspicious changes in your credit report are one of the first indications that your information may have been compromised. If you feel something has gone wrong, one of the first steps we recommend is to take a look at your credit report and verify all of your information. We believe checking your report regularly is so important that we offer you 12 reports per year (on select plans), which is something our competition does not.
ScoreCasterIQ
- ScoreCasterIQ is a benefit that provides consumers the ability to understand the impact each credit account has on their score. ScoreCasterIQ provides a detailed analysis of the credit report, recommended actions to take with accounts negatively impacting the score, and an interactive tool to educate and assist with general credit score scenarios.
Credit Monitoring
- Your identity goes beyond your credit report and so should your monitoring. When thieves get access to your identity, they use it in ways some of us would never think of. One of the most impactful ways a thief abuses your identity is by committing criminal acts in your name. With IdentityIQ, we actively monitor international most wanted lists and national criminal record databases for your information.
Checking Account Report
- Checking account fraud is a growing crime. To protect your identity and financial assets, it's a good idea to review your checking report every year. Your checking account report contains checking and deposit account information, including general account history, check fraud incidents, non-sufficient funds activity and other reported activity or information related to your use of checking and deposit accounts.
Identity Theft Insurance
- IdentityIQ will offer up to $25,000 in identity theft insurance* for the primary member and provide you with financial peace of mind, making you an informed and proactive consumer with a team of experts to support you. If you have out of pocket costs due to ID theft, you’re covered with up to $25,000 in ID theft insurance.